Beginner’s Guide to Annuities
Posted: March 22, 2021
It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners. What Are Annuities? Annuities are a relatively...
Professional Liability Insurance vs. General Liability Insurance
Posted: March 19, 2021
All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover. What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...
Quiz: How Much Value Can These DIY Projects Add To Your House?
Posted: March 19, 2021
We’re spending a lot more time at home these days, which means spending a lot more time looking at – and maybe second-guessing – every wall color and ceiling fixture. Whether you’re just looking for a small change or preparing to sell, you might be wondering if your investment will ultimately pay off. Can you guess the return on each of these DIY home projects?...
When to File a Homeowners Insurance Claim
Posted: March 16, 2021
A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know...
Do You Name Your Robot Vacuum or Other Household Items?
Posted: March 15, 2021
Do you live with a robot vacuum named Vance, a coffee pot called Joe, or another household item you’ve given a special name? If so, you’re far from alone. It’s pretty common for people to name inanimate objects. Giving human form or attributes to these things is called anthropomorphizing. And with more people staying at home, and buying new toys and gadgets, there is more...